Driver-centric UBI

Advanced mobile telematics to transform usage-based insurance into a user-based experience.

Turn bad drivers into safe and loyal customers ⭐️

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Change the rules


Risk Management

Improve risk control with AI-powered real-time insights


Fast Claim Resolution

Understand claim situations accurately


Safe Drivers

Coach safer driving behaviors, for the ultimate win-win


Reduce Fraud

Get to know the real story, with in-depth analysis

Driver profiling

Our driver-centric approach fueled by smartphone sensor data unveils specific driver habits and behavior in real-time, building a rich holistic profile.

  • Driving events detection
  • Context-aware intelligence
  • Mobility behavior profiling
  • Lifestyle behavior profiling
  • Multi-modal transport detection
  • Driver/passenger detection

Driver scoring

  • Smooth Driving Score takes into account steep accelerations and heavy braking.
  • Legal Driving Score measures how well the driver adheres to speed limits.
  • Anticipative Driving Score measures how well the driver anticipates traffic situations. 
  • Focus Driving detects phone handling while driving
  • And more!

Crash detection

Save lives and improve your claims experience with our latest crash detection solution. Real-time detection, immediate notifications, crash reconstruction, fast claim processing…

Low cost & simple implementation

The setup requires a simple SDK integration into a smartphone app and provides a flexible API for accessing the driving events, context and scores.

  • Simple SDK integration into mobile application
  • Over-the-air deployment, enabling broad reach and selective activation.
  • Minimal battery/bandwidth usage, thanks to optimized sensor fusion and minimized GPS fixes. 
  • Simple over-the-air software updates
  • Option to match the driver to a single car via mobile app connection to Bluetooth beacon in the car.

Case study

Reducing Distracted Driving with Behavioral Coaching

Sadly, over 150 people were killed on Western Australian (WA) roads in 2020 and distracted driving was a factor in ~13% of those crashes. RAC (Royal Automobile Club of Western Australia)  partnered with Sentiance to end mobile phone-related distracted driving by creating the Safer Driver App.


  • 60% drop in distracted behavior
  • 75% of app users engaged with focused-driving challenges
  • 34% of the time users engaged with the app after completing a car trip
  • 60% of users continued engaging with the app after the evaluation period

Download a free copy of our UBI solutions and understand how can we help you 💡

It’s time for a new UBI.

Let’s talk!

Get the ultimate insights into your users’ behavior. Create personalized adaptive products and services and drive behavior change.

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